5 Tips for First Time Home Buyers:
1.) Get Organized: gather docs using the 2 rule (2 most recent pay stubs showing YTD income, 2 most recent W2’s, 2 most recent bank statements/retirement accounts/investments, & if self-employed: 2 most recent Fed tax returns. This will save you TIME!
2.) Get Pre-Approved. Find a lender in your area who you are comfortable with & who you trust. It’s not always about the lowest rate or lowest closing costs. The right lender can ensure you have a positive EXPERIENCE!
3.) Set your budget & stick to it. Once you have been pre-approved, you’ll know your price range. Don’t forget to budget for property taxes, homeowners insurance, utilities, & repairs/improvements!
4.) Set up a Buyer Consultation with your Realtor. Now you can discuss your criteria in a home, school districts, location, & other needs. Understand the Offer to Purchase language & terminology prior to writing an offer. Our team of experts has years of experience with our local market and will guide you through the entire home buying process.
5.) Enter the Market EDUCATED, prepared to act quickly, & write an aggressive offer!
There are many resources available to First Time Home Buyers! Learn what is happening in the market right now and what can benefit you are a FIRST TIME HOMEBUYER!
Please reach out to Mountain Star Team with any questions!
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